FHA

• Ross Mortgage is a Direct Endorsed Lender; files are in my control from Application to Closing!
• Fixed, 203k Rehabilitation, & Adjustable Loans Available

Rural Development-Zero Down & No PMI

• Program funded by the government to assist moderate to low-income families with financing.
• Income & Property Limits (Parts of Wayne, Oakland & Macomb counties are eligible!)

VA

• In a market where zero financing is not easy to obtain; if your clients are veterans or active in the military, we are experts in VA financing
• Fixed & Adjustable Available

Conventional

• Traditional type of financing; 10% down required
• Fixed & Adjustable Available

MSHDA

• MSHDA offers a variety of loan products for low to moderate income homebuyers. All of the following products are 30-year, fixed-rate mortgages, allow the use of gift funds, and may be formally assumed (subject to approval).